JUL-2012 Newsletter by Steve Young

Welcome to the most current Housing Trends eNewsletter. This eNewsletter is specially designed for you, with national and local housing information that you may find useful whether you’re in the market for a home, thinking about selling/leasing your home, or just interested in homeowner issues in general. 

Please click on this link to view the Housing Trends JUL-2012 Newsletter: 

Steve Young's July 2012 newsletter 
 
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Sound decisions can only be made with accurate and reliable information, and I am happy to be a trusted resource for you. Thank you for the opportunity to provide you with this monthly eNewsletter, and I look forward to answering any questions you may have and to the opportunity to be your trusted source for Real Estate.

Sincerely yours, 

Steve Young
RE/MAX Associates
4105 S Bowen Rd Arlington TX 76016 817-276-5149stevesellsdfw@gmail.com 

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Steve Young
RE/MAX Associates
(817) 276-5149
www.steveyoung.pro
www.steveyoungtexasrealestate.pro

Senior Real Estate Specialist

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Kerby's Point of View - Health Care Surprises

I submit that the law is doing exactly what they intended it to!

July 17, 2012 Health Care Surprises by Kerby Anderson     Two years ago, we heard the statement, “We have to pass the health care law to find out what’s in it.” We passed it; the Supreme Court declared it constitutional. And now we are finding out what is in the law and how it will be implemented. Public policy expert Dr. Merrill Matthews writes in “Forbes” about some of the problems and surprises in the Affordable Care Act. First, there is a bevy of new taxes. We are not just talking about the mandate or the penalty that Chief Justice John Roberts called a tax. There are at least twenty new taxes. For example, there is a 3.8 percent surtax on investment income as well as a surtax on Medicare for individuals in the higher income brackets; a ten percent tax on tanning services; a 2.3 percent excise tax on medical equipment; and a forty percent tax on comprehensive health coverage that costs more than the designated cap. The law will also turn us into a nation of takers. Already one-third of American households receive food stamps, Medicaid, or other forms of means-tested entitlements. Obamacare will expand that percentage significantly. For example, there are healthinsurance subsidies for those who participate in the exchanges with incomes up to four hundred percent of the federal poverty level. The new law has a maze of cross subsidies. This is a way of transferring wealth without using the tax code. For example, health insurers must accept people with pre-existing conditions, which is understandable. But it also put a cap on how much insurers can charge. So, in order for individuals with pre-existing conditions to get coverage at a less than their actuarial risk rate, the young and healthy must pay more than their fair share. If you run the numbers, you can see they must pay a lot more. Did we really need to pass the health care law to find out what’s in it? Sadly, many of the predictions made two years ago are now starting to surface as experts begin to analyze its impact. I’m Kerby Anderson, and that’s my point of view. Point of View | P.O. Box 30 | Dallas, TX 75221 Click here to view this message as HTML in your browser. Click here to forward this message. Click here to change your email preferences. Click here to Unsubscribe from e-mail.

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Untitled

Remembering Cara on her birthday day and also my little friend Diego who I found out died today. 

I rely heavily on what the Lord spoke to Paul in 2 Corinthians 12:9 "my Grace is sufficient for you".

Then the old song of the Church, "the Solid Rock" came to mind...

In times like these you need a Savior 
In times like these you need an anchor 
Be very sure, be very sure 
Your anchor holds and grips the Solid Rock 

This Rock is Jesus, Yes He's the One 
This Rock is Jesus, the only One 
Be very sure, be very sure 
Your anchor holds and grips the Solid Rock 

Steve Y.

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National Flood Insurance Program

Some hard work but it's done! Late last week Congress finally acted on one of our key legislative priorities, a 5-year reauthorization of the National Flood Insurance Program (NFIP). The pundits said nothing would be accomplished in an election year but we proved them wrong because we didn’t give up, and now we have the victory to confirm it!

The 5-year reauthorization will bring certainty to real estate transactions in more than 21,000 communities nationwide where flood insurance is required for a mortgage. The bill ensures the program will continue long-term for more than 5.6 million business- and home owners who rely on it.

This has been a long, arduous battle. The NFIP suffered through 25+ short-term extensions; hobbling along for more than seven years without a long-term reauthorization. Because of resolve and staying the course, this will give lenders and homeowners more certainty in the mortgage and real estate market place with available flood insurance for existing homeowners and those buying and selling.

Steve Young
RE/MAX Associates
(817) 276-5149
www.steveyoung.pro
www.steveyoungtexasrealestate.pro

Senior Real Estate Specialist

Follow me on Twitter! 

Steve Young's Blog

If you do not want to receive emails from Steve Young, please reply with “remove” in the subject line, and I will remove you from my mailing list.

Posted via email from Steve Young with RE/MAX Associates posts