Monday, December 28, 2009

Homes for sale/lease

Several very nice homes for sale & or lease. Please click on the links below to view. If you are not interested, please pass along to someone who might be!

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Wednesday, December 23, 2009

DECEMBER-2009 Newsletter by Steve Young

<strong><h3>DECEMBER-2009 Newsletter Housing Trends eNewsletter</h3></strong>
Welcome to the most current Housing Trends eNewsletter. This eNewsletter is specially designed for you, with national and local housing information that you may find useful whether you’re in the market for a home, thinking about selling your home, or just interested in homeowner issues in general. <br><br>
The Housing Trends eNewsletter contains the latest information from the National Association of REALTORS®, the U.S. Census Bureau and Realtor.org reports, videos, key market indicators and real estate sales statistics, a video message by a nationally recognized economist, maps, mortgage rates and calculators, consumer articles, plus local neighborhood information and more. 
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Please click here to view the DECEMBER-2009 Newsletter Housing Trends eNewsletter.
<br><br>
If you are interested in determining the value of your home, click the Home Evaluator link for a free evaluation report.

<a href="http://steveyoung.housingtrendsenewsletter.com?Newsletter_ID=238" >http://steveyoung.housingtrendsenewsletter.com?Newsletter_ID=238</a>

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As Buyers Respond to Tax Credit...

Existing home sales rose again in November '09 7.4% according to the National Association of Realtors. Looks like the extension was a very good thing to do. I believe we will also see a surge after first of year. Continued Low interest rates and home prices, the TAX credits & lets don't forget living in the State of TEXAS makes for a wonderful time to sell and or buy a home or property.

Merry Christmas,

Steve Young
RE/MAX Associates
(817) 276-5149
www.steveyoung.pro
www.steveyoungtexasrealestate.pro
http://stevesellsdfw.wordpress.com
steve@steveyoung.pro

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Tuesday, December 22, 2009

Cook hospital visits

Heard on the news this morning that some of the Dallas Cowboys football team came to visit at Cook Children's in Fort Worth and the comment from several players was they know it did the kids good but the good it did the players was probably even greater. 

Grandma always said if you think you've got it bad or your having a pity party, you know, the party where no one shows up but you, then look around and you'll usually find someone or others in a whole lot worse condition. 

Such it is, especially this time of year, with the kids that are ill, have diseases and many fighting for their very life. Couple that with the strain and stress on the parents and it makes our little problems seem fairly small or at least more manageable. Say a little prayer for these families please, for you see, I know what they are experiencing.

Merry Christmas,


Steve Young

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Monday, December 21, 2009

Short sales

HUD has recently come out with new short sale guidelines and, well, fairly confusing, but then if it wasn't wouldn't we be shocked! think big work small
 
Please save the date: February 13th, 2010, Sheraton Arlington, 1st annual Arlington Board of Realtor's Gala event highlighting and benefiting the ARBOR Community Service Foundation. Silent and live auctions, dinner, desserts served by celebs, TWO music groups and FUN!!
 
The red font is for Christmas...this green too!!

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Christmas time

This is Christmas week, and I thought it might be worthwhile to spend a moment to reflect on the words to the hymn, "O Little Town of Bethlehem." It was written in 1867 by Phillips Brooks (an Episcopal pastor from Philadelphia). He had been in Israel two years earlier and had celebrated Christmas in Bethlehem. He wrote this song to reflect on what the night of the birth of Jesus might have been like.
 
O little town of Bethlehem, how still we see thee lie! Above thy deep and dreamless sleep the silent stars go by. Yet in thy dark streets shineth the everlasting light; The hopes and fears of all the years are met in thee tonight.
 
While the streets of our cities are quiet on Christmas day, most likely that day was just like any other day for the people in Bethlehem. But as evening came, the town grew quiet and something remarkable took place.
 
In the second verse the hymn says, "While mortals sleep, the angels keep their watch of wondering love." This is just like today. Our world goes about its business, usually oblivious to the spiritual realities around it.
 
Jesus came into the world quietly. Yes, there was the angelic announcement to the shepherds, but most other people were unaware of the fact that the most significant event in history was taking place. God became a man. But he was born in a stable and laid in a feeding trough. There was no pomp or circumstance as you would expect of a King.
 
Jesus came not only to live among us but to ultimately die for our sins. He took upon Himself the sins of the world (your sins and my sins) and paid the ultimate penalty that we deserved to pay that we might have everlasting life.
 
During this Christmas week, I hope you will stop long enough to consider what happened in that little town of Bethlehem. But even more so, I hope you will think about what Jesus did for us at Calvary.

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Thursday, December 17, 2009

Brand new on the market

Wow, builders loss will be your gain! This is a gorgeous custom built home with decorator touches through out.
Please go to www.1200hudson.com to see.
 
If you are not interested please pass along to someone who is.

Posted via email from Steve Young's posts

Tuesday, December 15, 2009

Continued low rates...

...Coupled with home prices remaining relatively low, TAX credits

 for first time and current home owners plus first time bond monies and down payment assistance makes this a great time to sell and or buy in today's market! 

What do I do first you ask? Call me, 817-276-5149, and then I'll get you in touch with a mortgage officer that knows the programs that are available for you. The foundation of your home purchase begins with getting approved for a loan, obtaining information that could save you money, then with that you are ready to find that perfect home for you and your family.

Also check out my blog regarding importance of getting pre qualified by a reputable lender at: Predatory lending

Scary stuff but not if you do your home work upfront with a full time, professional Rrealtor & mortgage officer! 


Steve Young
RE/MAX Associates
(817) 276-5149
www.steveyoung.pro
www.steveyoungtexasrealestate.pro
http://stevesellsdfw.wordpress.com
steve@steveyoung.pro

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Saturday, December 12, 2009

FHA RELEASES CONDO LOAN RULES

The Federal Housing Administration (FHA) has released new lending insurance restrictions for condominium buyers and developers.

The FHA’s tighter lending standards include restrictions on buildings with poor finances, too many delinquent owners and a high number of rentals. The agency will also require at least 30 percent of units in new buildings be pre-sold before it will insure any loans; this will rise to 50 percent in 2011.

The stipulations have been set to protect the FHA from insuring loans with a risk of falling into delinquency.

About 18 percent of loans currently insured by the FHA are either delinquent or in foreclosure, and the agency’s money reserves have dipped below the federal minimum.

The Real Estate Center

Steve Young
RE/MAX Associates
(817) 276-5149
www.steveyoung.pro
www.steveyoungtexasrealestate.pro
http://stevesellsdfw.wordpress.com
steve@steveyoung.pro

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Thursday, December 10, 2009

Tonights installation & awards dinner

Hope your able to come to Cowboy stadium for this big shindig. Look forward to being MC & seeing everyone

Steve Young
817-276-5149
www.steveyoung.pro
steve@steveyoung.pro

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Wednesday, December 9, 2009

ARBOR Foundation Gala

 An affair to remember...
Our first annual Gala event raising funds for the Arlington Board of Realtors Community Service Foundation www.arborcsf.org will be held
Saturday, February 13th 2010 at the Arlington Sheraton
located at  
1500 Convention Center Drive · Arlington, TX 76011. Two live bands, silent auction & live auction, great food & networking & best of all help support an organization that is SUPPORTING ARLINGTON! 

Please check out our new web site for more information and also to be able to donate & request assistance. www.arborcsf.org.

Call or email Steve Young, Chairman, to get more info.

Steve Young
RE/MAX Associates
(817) 276-5149
www.steveyoung.pro
www.steveyoungtexasrealestate.pro
http://stevesellsdfw.wordpress.com
steve@steveyoung.pro

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HOMEBUYER TAX CREDIT RULES CLARIFIED

WASHINGTON, D.C. (Realtor.org) – IRS eligibility guidelines for the home buyer tax credit when co-borrowers purchase a property have been spelled out.

When a home owning parent of an adult child co-signs for a mortgage and both names appear on the note, the first-time home buyer can qualify for the whole amount under some circumstances.

The IRS says the parent doesn’t qualify for any portion of the credit, but if the child hasn’t owned a home during the three years preceding the current purchase and can qualify based on income, he or she can be allocated the entire $8,000 credit.

When unmarried individuals co-purchase a home and only one of them is eligible for the credit, then the full $8,000 can be allocated to the eligible buyer.

The Real Estate Center

Steve Young
RE/MAX Associates
(817) 276-5149
www.steveyoung.pro
www.steveyoungtexasrealestate.pro
http://stevesellsdfw.wordpress.com
steve@steveyoung.pro

Posted via email from Steve Young's posts

Tuesday, December 8, 2009

Continued low rates

Coupled with home prices remaining relatively low, TAX credits for first time and current home owners plus first time bond monies and down payment assistance makes this a great time to sell and or buy in today's market! What do I do first you ask? Call me and then I'll get you in touch with a mortgage officer that knows these programs that are available for you. The foundation of your home purchase begins with getting approved for a loan, obtaining information that could save you money, then with that you are ready to find that perfect home for you and your family.

Also check out my blog regarding importance of getting pre qualified by a reputable lender at: Predatory lending

Posted via email from Steve Young's posts

Saturday, December 5, 2009

Web site sign up

I want to thank you for taking the time to visit my website at www.steveyoung.pro. As a consummate real estate professional, I’m committed to providing the absolute best service to my clients. I feel that by educating my customers & clients regarding Texas Real Estate I put them in the position to make informed decisions, and I can take care of the details so that any transaction runs as smoothly as possible.

When you are ready to move forward on selling, leasing or buying a home or other real estate properties in the surrounding DFW area,  please call or email me. I’d appreciate the opportunity to help you with any of your real estate needs. Once again, thanks for visiting the site. Don’t hesitate to call or e-mail me with any of your real estate needs.

steve@steveyoung.pro or  817-276-5149. Also please follow my real estate blogs at   http://stevesellsdfw.blogspot.com/


Steve Young
RE/MAX Associates
(817) 276-5149
www.steveyoung.pro
www.steveyoungtexasrealestate.pro
http://stevesellsdfw.wordpress.com
steve@steveyoung.pro

Posted via email from Steve Young's posts

Web site sign up

Steve Young
RE/MAX Associates
(817) 276-5149
www.steveyoung.pro
www.steveyoungtexasrealestate.pro
http://stevesellsdfw.wordpress.com
steve@steveyoung.pro

If you do not want to receive emails from Steve Young, please reply with “remove” in the subject line, and I will remove you from my mailing list.

Posted via email from Steve Young's posts

Friday, December 4, 2009

SHORT SALE GUIDELINES REVISED

WASHINGTON (Associated Press) – Guidelines for short sales to help homeowners who need to sell their houses but cannot secure contracts at a high enough price to pay off their mortgages have been revised by the Treasury Department.

The plan was created to aid homeowners whose income or debt is too low to qualify them for a loan modification under the Making Home Affordable program. The plan establishes timetables, a standard process and documents, and cash incentives for participation.

The new guidelines require the:

  • property be the homeowner’s primary residence;
  • homeowner be delinquent on the mortgage or likely to default;
  • loan was made before Jan.1 this year and is less than $729,750; and
  • borrowers’ total monthly mortgage payment exceeds 31 percent of their before-tax income.

The guidelines are expected to reduce paperwork by requiring mortgage companies to use the financial and hardship documents submitted by borrowers seeking a loan modification. To speed up the approval process, mortgage companies will have to approve short-sale terms, including the minimum listing price, before the house is put on the market.

Mortgage companies will be required to offer the program as of April 5, 2010.

The Real Estate Center

If you are in this situation, email or call me to get some advice. I have been dealing with short sales since 1989.


Steve Young
RE/MAX Associates
(817) 276-5149
www.steveyoung.pro
www.steveyoungtexasrealestate.pro
http://stevesellsdfw.wordpress.com
steve@steveyoung.pro

Posted via email from Steve Young's posts

Thursday, December 3, 2009

New on the market for sale

Just listed: Wonderful home in well established Fort Worth neighborhood. Well kept, wooded area and close to all schools.

Please click on http://www.2712honeysuckle.com/

Let me know if you or maybe someone you know might be interested in this lovely, updated home.

Steve Young
RE/MAX Associates
(817) 276-5149
www.steveyoung.pro
www.steveyoungtexasrealestate.pro
http://stevesellsdfw.wordpress.com
steve@steveyoung.pro

If you do not want to receive emails from Steve Young, please reply with “remove” in the subject line, and I will remove you from my mailing list.

Posted via email from Steve Young's posts

Short sale/Foreclosure help?

The U.S. Treasury Department's long-awaited guidelines to streamline Short Sales, announced Monday, will have a significant impact on families facing foreclosure, according to RE/MAX International Chairman and Co-Founder Dave Liniger.

The Home Affordable Foreclosure Alternatives Program (HAFA), part of the Home Affordable Modification Program (HAMP), provides financial incentives and simplifies Short Sales procedures by setting limits on the time it takes lenders to respond, freeing borrowers from debt and capping claims of subordinate lenders.

The Treasury's announcement comes on the heels of more than a year's work by RE/MAX leadership to persuade federal lawmakers to address the need for a simpler Short Sale process.

"While the plan doesn't include all of our suggestions, we feel it's a big step in the right direction," Liniger says. "These new policies will make Short Sales much more attractive to our clients and much easier for us to complete."


Steve Young
RE/MAX Associates
(817) 276-5149
www.steveyoung.pro
www.steveyoungtexasrealestate.pro
http://stevesellsdfw.wordpress.com
steve@steveyoung.pro

Posted via email from Steve Young's posts

Wednesday, December 2, 2009

CMN radiothon December 10,11, & 12th

I am proud to share my time and finances to help raise funds for Cook Children's Hospital through the national and local support of Radiothon. I will be manning the phones on Saturday, December 12th from 9:30 AM to 12 PM. Please call and donate to an organization that has blessed my family and I so much. 

For almost 21 years Cara and I experienced the first rate medical care and just as important, the first rate family care given by all who not only work at Cook but the volunteers as well. If you've not ever been to see and experience the Cook Children's hospital in Fort Worth, all I can say is WOW! What a place!! Come down during radiothon and see what I mean.

Please tune in to 103.7 Lite FM and listen to on-air personalities Gene & Julie, Tony Zazza and Leigh Ann telling live stories of hope and healing from children across North Texas. Each year, the Children’s Miracle Network Radiothon raises much-needed funds to benefit the patients of Cook Children’s Medical Center and Children’s Medical Center.

To donate, call (800) 800-7277 on December 10, 11 and 12,
or 

click here.
Together, our support means that every dollar raised during Radiothon stays in the community to support the work of our hospital. 

Thank you,
Steve Young

Steve Young
RE/MAX Associates
(817) 276-5149
www.steveyoung.pro
www.steveyoungtexasrealestate.pro
http://stevesellsdfw.wordpress.com
steve@steveyoung.pro

If you do not want to receive emails from Steve Young, please reply with “remove” in the subject line, and I will remove you from my mailing list.

Posted via email from Steve Young's posts

Rates Have Hit All-Time Low Levels Again!

In case you haven't caught the news, home loan rates have done it again, dropping to their lowest level...ever. Not only has the 30 Year Fixed rate returned to its lowest all time level, rates across the board are at their lowest levels.

Yes, that means, go ahead and choose your flavor – 30 Fixed, 15 Fixed, 5/1 ARM or 1/1 ARM – all loan types hit their lowest levels of the year! For the weekly Freddie Mac survey of all lenders, this is the first time that all have been at their lowest level.

Steve Young
RE/MAX Associates
(817) 276-5149
www.steveyoung.pro
www.steveyoungtexasrealestate.pro
http://stevesellsdfw.wordpress.com
steve@steveyoung.pro

Posted via email from Steve Young's posts