Thursday, November 24, 2011

Thanksgiving

 A day of Thanksgiving was set aside by the Pilgrims who founded Plymouth Colony. Life was hard in the New World.  Half of the Pilgrims died in the first terrible winter. After the first harvest was completed, Governor William Bradford proclaimed a day of Thanksgiving and prayer. By 1623, a day of fasting and prayer during a period of drought was changed to one of Thanksgiving because the rain came during their prayers. The custom prevailed in New England and eventually became a national holiday. 

    Religious freedom is one of the lessons of Thanksgiving. In 1606 William Brewster led a group of Separatists to Leiden (in the Netherlands) to escape religious persecution in England. After living in Leiden for more than ten years, some members of the group voted to emigrate to America. Having been blown off course from their intended landing in Virginia by a terrible storm, the Pilgrims landed at Cape Cod on November 1620. While still on the ship, the Pilgrims signed the Mayflower Compact.

    The Mayflower Compact provides the second lesson of Thanksgiving: the importance of political freedom.  On November 11, 1620, Governor William Bradford and the leaders on the Mayflower signed the Mayflower Compact before setting foot on land. They wanted to acknowledge God’s sovereignty in their lives and their need to obey Him.
    During this Thanksgiving season, let’s return to the wisdom of the Pilgrims. They valued their religious freedom and were willing to endure hardship in order to come to this country and freely worship. They also valued their political freedom and drafted the Mayflower Compact in recognition of God’s sovereign hand in their lives. Let us thank God for these freedoms and be willing to defend them against all who would seek to take them away.

Steve Young
RE/MAX Associates
(817) 276-5149
www.steveyoung.pro
www.steveyoungtexasrealestate.pro

Senior Real Estate Specialist

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Wednesday, November 23, 2011

NOVEMBER - 2011 Newsletter by Steve Young

Welcome to the most current Housing Trends eNewsletter. This eNewsletter is specially designed for you, with national and local housing information that you may find useful whether you’re in the market for a home, thinking about selling your home, or just interested in homeowner issues in general. 

Please click on this link to view the Housing Trends NOVEMBER - 2011 Newsletter http://steveyoung.housingtrendsenewsletter.com 

The Housing Trends eNewsletter contains the latest information from the National Association of REALTORS®, the U.S. Census Bureau, Realtor.org reports and other sources. 

Housing Trends eNewsletter is filled with local and national real estate sales and price activity provided by MLSs and the National Association of Realtors, U.S. Census Bureau key market indicators, consumer videos, blogs, real estate glossary, mortgage rates and calculators, consumer articles, and REALTOR.com local community reports. 

If you are interested in determining the value of your home, click the “Home Evaluator” link for a free evaluation report: 

http://steveyoung.housingtrendsenewsletter.com/dispContent.cfm?loadid=2&loadtype=0 

Sound decisions can only be made with accurate and reliable information, and I am happy to be a trusted resource for you. Thank you for the opportunity to provide you with this monthly eNewsletter, and I look forward to answering any questions you may have and to the opportunity to be your REALTOR® in the future. 

Sincerely yours, 

Steve Young
RE/MAX Associates
4105 S Bowen Rd Arlington TX 76016 817-276-5149 stevesellsdfw@gmail.com 
You are receiving this email because you have signed up for and activated your personalized Housing Trends eNewsletter. If you no longer wish to receive emails about the latest issues of your newsletter, Email atstevesellsdfw@gmail.com to unsubscribe. 

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Need some help with credit problems?

I have a program to help clients improve their credit scores so they can purchase a home and also lower other cost of living items as well. When you credit is low, it effects most everything you purchase!

That is right!  I have developed a program for clients that can’t get pre-approved for a home mortgage. I have made arrangements with a top notch credit restoration company to pre-qualify my clients. Within 4 days they will let my client know if they can improve their credit score enough, within 60 to 120 days, – so they can buy the home of their dreams. If the company can’t make that promise they will not charge them or take them into the “Platinum” program.

My credit restoration contact has a longer term “Gold” program which might be helpful to those people who might need longer than 60 to 120 days to qualify. 

But the great news is when a person’s credit is restored and they use me to buy their home – I secure a full refund for them for their credit restoration program.  So it ends up costing them nothing in the end.

If you or someone you know could use my services, please contact me.

Thanks, and I look forward to speaking with you soon!

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Featured home of the week &...Happy Thanksgiving

Happy Thanksgiving

Perhaps it is time to recapture the importance of Thanksgiving. 

On the bicentennial celebration of the landing of the Pilgrims at Plymouth Rock, Daniel Webster on December 22, 1820, declared the following:


Steve Young
RE/MAX Associates
(817) 276-5149
www.steveyoung.pro
www.steveyoungtexasrealestate.pro

Senior Real Estate Specialist

Follow me on Twitter! 

Steve Young's Blog

If you do not want to receive emails from Steve Young, please reply with “remove” in the subject line, and I will remove you from my mailing list.


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Friday, November 18, 2011

FHA loan limits info...

Last night Congress restored the loan limits for the Federal Housing Administration (FHA) for two years.

As you might not know, in late September the FHA, Fannie Mae; and Freddie Mac loan limits were reduced in 42 states pricing potential home buyers out of the American Dream of home ownership and holding back the housing recovery. 

The National Association of Realtors and other Realtors like myself through local and State involvement immediately went to work with the goal to get the loan limits restored in Congress. For weeks that goal seemed unlikely. 

Countless other REALTORS®, leadership and management teams worked to educate Congress that well-qualified buyers didn't need yet another hurdle to access affordable mortgage financing. 

They finally listened. Because we were persistent. And because we were right.

The reinstated FHA loan limit formula and cap change will help make mortgages more affordable and accessible for hard-working, middle-class families in 669 counties in 42 states and territories, where the average loan limit reduction after the reset last month was more than $68,000. The provision reinstates the FHA loan limits through 2013 at 125 percent of local area median home prices, up to a maximum of $729,750 in the highest cost markets, the floor will remain at $271,050. However, Congress chose not to apply the loan limits restoration to Fannie Mae and Freddie Mac. Fannie-and-Freddie-backed mortgages will remain at 115 percent of local area median home prices up to $625,500. 

The bill also provides for a short-term extension of the National Flood Insurance Program through December 16, 2011. We will continue to press Congress to use the additional time to complete their work on a five-year re-authorization of the program, which ensures access to affordable flood insurance for millions of home and business owners across the country.

I know that when we the Real Estate and private sector communities work together, we can accomplish anything we set our minds to in order to preserve, protect and defend the American Dream of Home Ownership


Steve Young
RE/MAX Associates
(817) 276-5149
www.steveyoung.pro
www.steveyoungtexasrealestate.pro

Senior Real Estate Specialist

Follow me on Twitter! 

Steve Young's Blog

If you do not want to receive emails from Steve Young, please reply with “remove” in the subject line, and I will remove you from my mailing list.


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Wednesday, November 16, 2011

Happy Thanksgiving!

Happy Thanksgiving

To all my web site family,

Wishing you and your family a happy Thanksgiving and hoping you have lots to be thankful for this year.

Sincerely,

Steve Young

Have a Blessed Thanksgiving From Steve Young with RE/MAX


Steve Young
RE/MAX Associates
(817) 276-5149
www.steveyoung.pro
www.steveyoungtexasrealestate.pro

steve@steveyoung.pro

If you do not want to receive emails from Steve Young, please reply with “remove” in the subject line, and I will remove you from my mailing list.


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Friday, November 11, 2011

Thank you Veteran's

This is one of my favorite pictures, a greeting card sent from my Uncle Vernon in WWII. I really miss his insight and wisdom, especially as he stepped in and took the place of being my Dad. Thank you Uncle Vernon for your service to our country and for being there for me! Thank you to all who have and are now serving our Country!

Uncle_vernon_card-page-001


Steve Young
RE/MAX Associates
(817) 276-5149
www.steveyoung.pro
www.steveyoungtexasrealestate.pro

steve@steveyoung.pro

If you do not want to receive emails from Steve Young, please reply with “remove” in the subject line, and I will remove you from my mailing list.

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Thursday, November 10, 2011

New requirements for application for property-tax homestead exemption

As of Sept. 1, Texas added new requirements for homestead-exemption applications. Homeowners must now include a copy of their driver’s license or state-issued ID card and their vehicle registration receipt that has an address matching the property for which they are seeking an exemption along with the application. If applicants don't own a vehicle, they must submit a signed affidavit stating they don't own a vehicle along with a copy of a utility bill for the property seeking the exemption. If you already have your homestead exemption in place you DO NOT have to refile unless the chief appraiser requests that a new application be filed. 

Be reminded that it’s free to file your homestead exemption application, and it’s simple to file the paperwork. The Texas attorney general has warned homeowners to be aware of solicitation companies that send official-looking letters claiming they can process the exemption paperwork for a fee. More information and the new homestead application forms are available on the state comptroller’s Web site.

Folks that purchased a home from me in 2011 will be receiving the information and a reminder about 2 weeks into January 2012 regarding this! If you need the forms or more information,  call or email me and I'll get it to you!


Steve Young
RE/MAX Associates
(817) 276-5149
www.steveyoung.pro
www.steveyoungtexasrealestate.pro

steve@steveyoung.pro

If you do not want to receive emails from Steve Young, please reply with “remove” in the subject line, and I will remove you from my mailing list.

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Tuesday, November 8, 2011

Credit restoration opportunity!

Did you know I have a program to help clients improve their credit scores so they can purchase a home?

That is right!  I have developed a program for clients that can’t get pre-approved for a home mortgage. I have made arrangements with a top notch credit restoration company to pre-qualify my clients. Within 4 days they will let my client know if they can improve their credit score enough, within 60 to 120 days, – so they can buy the home of their dreams. If the company can’t make that promise they will not charge them or take them into the “Platinum” program.

My credit restoration contact has a longer term “Gold” program which might be helpful to those people who might need longer than 60 to 120 days to qualify. 

But the great news is when a person’s credit is restored and they use me to buy their home – I secure a full refund for them for their credit restoration program.  So it ends up costing them nothing in the end.

If you or someone you know could use my services, please contact me.

Thanks, and I look forward to speaking with you soon!

Steve Young
RE/MAX Associates
(817) 276-5149
www.steveyoung.pro
www.steveyoungtexasrealestate.pro

steve@steveyoung.pro

If you do not want to receive emails from Steve Young, please reply with “remove” in the subject line, and I will remove you from my mailing list.

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